Direct business funding, same day.Flexible options from $5,000 to $750,000.

We fund Main Street businesses fast — without the runaround of traditional banks.

Minimum requirements:

  • 6+ months time in business
  • $15,000+ in monthly revenue
  • 500+ credit score
  • 3 months of bank statements

Why Stonegate

Fast, transparent, built for owners

Same-day decisions

Apply in minutes. Get a decision the same day and funding within 24 hours.

Direct lender

We fund deals ourselves — no middlemen, no surprise fees, no rate sheet games.

Built to scale with you

Renewals get better terms as your business grows. We're a long-term partner.

Who We Fund

Real owners. Real businesses.

From neighborhood shops to growing operations, we work directly with the people who run the business — no layers in between.

Bakery owner standing in her cafe
Restaurants & cafes
Workshop owner standing in his garage
Trades & auto services
Boutique owner checking inventory on a tablet
Retail & boutiques

How It Works

Funded in three simple steps

01

Apply online

Complete a short application. It takes about 5 minutes.

02

Get approved

We review your file and present offers the same day.

03

Receive funds

Sign your agreement and the funds hit your account within 24 hours.

Ready to grow your business?

Free to apply. Won't impact your credit. Same-day decisions.

Start your application